More Than Just Making It: Hope for the Heart of the Financially Frustrated
Reader Problem: You are struggling financially and there is nothing left in your budget to cut.
Author Solution: More Than Just Making It: Hope for the Heart of the Financially Frustrated
Why you should read this book: It's like a friend coming alongside you, holding your hand, and letting you know that you are not alone. Financial difficulties can happen to anyone.
More Than Just Making It is the first financial book I’ve ever read that has really addressed the idea that maybe, just maybe, your financial difficulties are not caused by a spending problem.
So many money books suggest that you need to cut back on the lattes and the designer shoes and your budget will be just fine. But for some people, it isn’t so simple.
Odom shares her personal story. She and her husband thought they must be doing something wrong with their money because there was barely enough to cover the basic necessities. Only after sitting down with a mentor from their church did they understand that they weren’t able to cover their bills, not because they were careless with their money, but because there wasn’t enough money coming in to pay for the basics in life, like food, housing, and medical treatment. They were part of the “working poor” defined by the Center for Poverty Research as “people who spend 27 weeks or more in a year in the labor force either working or looking for work but whose incomes fall below the poverty level.”
Odom also talks about applying for government aid, the shame she felt at needing help, and the lengths she went to to avoid having anyone she knew find out her secret.
There are also chapters covering how to create a budget, tips on meal prep and food shopping, sales, and thrift shopping, the church’s role in helping the poor, and changing how we think about those who need financial help. There are also suggestions as to how you might be able to increase your income.
While there is no magic bullet that will ease your financial difficulties, More Than Just Making It may provide some encouragement.
You can find out more about Erin at her site, The Humbled Homemaker.
*I received a digital review copy via NetGalley in exchange for feedback. There was no requirement to review this book for my blog.